The Buy To Let Property Podcast

In this episode of The Property Perspective, Shiv and Krish unpack the often unspoken side of property investment — ethics. What does it really mean to be a good landlord in today’s market?

In this powerful episode of The Property Perspective, Shiv and Bhav explore what it really takes to build long-term wealth through property.

In this episode of The Property Perspective, Shiv and Bhav dive into one of the most overlooked keys to successful property investing: having the right team.

After 12 years in a high-pressure City job, Bhav had the income, the lifestyle, and the flat — but not the freedom. In this honest chat, Shiv and Bhav dive into his journey from burnout to breakthrough, and why he finally walked away to pursue a life built around property and purpose.

In this episode, I'm joined by mindset coach and investor Manmeet Chowdhry as we dive into the psychological hurdles of taking risks. We explore powerful topics like the fear of loss, fear of change, and how your lifestyle choices, values, and priorities can profoundly shape your investment decisions.

How do you make smarter financial decisions while managing risk? In the final episode of this 4-part mini-series, Shiv sits down with Krish Kara of Kara Digital, to share practical strategies for balancing investment risks and rewards. From taking calculated risks to mastering dollar cost averaging, they offer actionable tips to help you grow your wealth.

What does it take to create a life you truly love? In the third episode of this four-part mini-series, Shiv is joined by investor and entrepreneur Krish Kara of Kara Digital to explore the habits, mindset shifts, and priorities that shape a fulfilling life. They’ll dive into the power of self-investment, the art of balance, and what it really means to build a lasting legacy. This thought-provoking conversation is packed with practical insights and inspiration - don’t miss it!

Get ready for an insightful deep dive into smart investing strategies that will sharpen your skills and make you a more confident investor by the time you finish this podcast. Together, they’ll explore various asset classes - both physical and digital - the power of early investing, and practical strategies to grow your wealth. You won’t want to miss this one!

What does it take to achieve financial freedom and build lasting wealth? Find out in this brand-new 4-part mini-series, where Shiv sits down with investor and entrepreneur Krish Kara of Kara Digital. Together, they explore a wide range of investing topics, featuring real case studies and actionable plans you can follow.

In this client success story, we sit down with Sanskriti and Akshat, a couple who transformed their approach to wealth building by investing in property through Lifestyle Property People.

In this week's episode of The Buy to Let Property Podcast, Shiv is back to offer his advice to two listeners. A common concern for property investors is whether they actually have the time to set up their investment while balancing a full-time job, family commitments, and everything else life throws at them.

Investors have been dreading the Autumn Budget, but are the new legislations as brutal as we first thought, and could they potentially open up opportunities for us as investors? We've watched the announcement, spent some time processing and we've picked out the big changes that are going to happen, the impact they will have on us as investors and how they will affect the market as a whole.

Is hiring a property sourcer or property management company worth it? In this episode, we break down how working with the right team can not only save you time but also potentially save you thousands in the long run.

Rents are increasing at a rapid pace which is of course good news for investors but is it sustainable or are we approaching a turning point in the UK rental market? In this episode, we'll unpack why the rental market is experiencing such intense demand and high rental rates, reveal our predictions on whether sky-rocketing rents will continue and if investors should expect to see their rental returns increase.

In this episode, we’re diving into the latest shifts in the property market and, more importantly, what they mean for YOU. Whether you're a landlord, investor, or someone thinking about jumping into property, the changes happening right now will impact your decisions over the next few months.

In this episode of The Property Perspective, we dive into the big changes coming from Labour's new rental reform, that every BTL property investor should be aware of. From 'no fault' evictions to new rent increase rules. We also discuss a new landlord database, stricter rules around bidding wars, and what these reforms mean for your property business in the long run.

With a surprise BOE base rate cut at the beginning of the month and inflation stabilising, mortgage rates are now predicted to fall. But aside from the increase in monthly rental returns, what does this all mean for us as property investors? I recently sat down with Bob Singh from Chess Mortgages to break it all down and get his expert view on all things property, the market, and of course, mortgages.

In this episode, we tackle a common misconception: the idea that you need all the money upfront to get started. The truth? You can kick off your investment with just £12,995! We'll break down the real numbers and show you how waiting for the full amount could mean missing out on prime opportunities.

Not everyone has thousands in savings or has inherited a vast sum of money from a relative but without realising it, you could be sat on thousands of pounds that you could use to invest in property. In our latest Property Perspective, we will show you how you can unlock the equity in your home and use the power of a BTL mortgage to not only fund your very own BTL property investment but also pay towards the mortgage on your own home.

Achieving a healthy body, abundant wealth and a positive mindset is considered by many to be the ‘Trifecta of Success’. For this special podcast episode as I am joined by two phenomenal guests and friends, Akash Vaghela from RNT Fitness & Dipesh Virji from the Mindset Creator Podcast, as we discuss and uncover the secrets to achieving a balanced and fulfilling life and reveal if it’s even possible?

Many foreign investors are drawn to the UK's property market for its strong rental yields and stability, but navigating it from abroad can be daunting. In our latest episode, hear from expat Amar as he shares his experience investing in Leeds remotely and how our property sourcing services helped him secure long-term financial security. Don't miss out if you're considering investing in the UK market from abroad!

Should you purchase an investment property in your personal name or within a limited company? It's a decision that can halve your returns if answered incorrectly. In this discussion with Prash Chauhan from VPC Accountants, we focus on the crucial decisions you need to make, as well as huge perks you can claim through tax. Find out how investing through a limited company could get you a £50k car for just £400!

With the news that a mortgage price war has opened up between lenders, with over 20 lenders cutting their buy-to-let mortgage rates in 2024, many investors are now wondering, should I fix for 2 years or 5 years? In the hope of making some sense of it all, we recently invested Tom Barrass from Marquis Financial Services onto our channel, to get his expert view on what we thinks we should all be doing.

With the news that the Bank of England has held the base rate at 5.25%, many people are now questioning what that actually means. Is this a good or bad thing? What does it mean for people looking to borrow money? How will this influence the mortgage interest rates? So we were happy to sit down and have a chat with one of our mortgage partners, Bhaven Ondhia from 1st Financial Foundations, so we could get the answers to those burning questions we've all been thinking.

Welcome to "Securing Your Legacy - a podcast episode dedicated to educating property investors on the critical importance of life insurance.

With the news of mortgage interest rates falling from their highs of 6%+, many people have decided to wait until the interest rates drop further before they invest their money into an investment property. And yes, on the face of it, this seems like a great idea – why would you want to invest when rates are the highest we’ve seen for a long time? But what if we told you that’s a bad idea, and by investing now, you can stay ahead of the pack and in fact make more money from property than by waiting? In todays podcast episode, Shiv reveals all.

The UK mortgage market is constantly evolving making it EXTREMELY hard to keep up 😫 With so much noise and jargon around, it's extremely difficult to get a grasp of what is happening and how it affects you as a property investor. So to help break through the noise, we had a chat with our friend Bob Singh from Chess Mortgages. This is a must-listen for anyone looking to invest their money in 2023 & wants to know what’s really happening in the mortgage markets. Enjoy!

In our latest episode, we hear from our guest Minal, a successful dentist, whose hard-earned savings were sat in the bank, not being put to good use. However, once she decided to work with us at Lifestyle Property People, she was able to leverage this money and invest in a buy-to-let property, growing her wealth for the future. If you've ever thought investing seemed like a bit of a maze, this episode is a must-listen. Stay tuned as we share the steps, the challenges, and the triumphs of Minal's journey to financial success. Enjoy!

SECURE YOUR CHILDREN’S FUTURE Do you think about the financial pressures your children will face when they are older, like how they will afford their first home? Do you want to be able to provide for your children by giving them opportunities and experiences that you never had? We’ll, you’re not alone. One of the biggest reasons people are looking to invest their money now is so they can support their children financially in the future. Whether that is giving them a leg up in the world so they can do what they want with their lives or opening up opportunities for them to be the best that they can be. Our MD, Shiv is no different. Listen to our latest podcast episode where he contemplates what life would be like as a father, his goals for ensuring his children are prepared for the future, and the steps he is taking now to ensure their financial security in the future. It’s a really great and thought-provoking episode for parents and future parents, which you won’t want to miss. Visit our website:…

With the BOE increasing the base rate to a recording breaking 5%, join us as we do a deep dive on base rates, what they are, why are they rising and what you can do to protect yourself and your investments against these rising rates, as well as the opportunities that are currently waiting for you.

The UK mortgage market is constantly evolving making it EXTREMELY hard to keep up. With so much noise and jargon around, it makes it extremely difficult to get a grasp of what is happening and how it affects you as investors. So we were happy to sit down and have a chat with one of our mortgage partners, Bhaven Ondhia from 1st Financial Foundations, as we asked him those burning questions we have all been asking. Hot topics we spoke about: ❗Why people are coming back to the property market ❗The new norm of interest rates ❗The challenges potential investors may face ❗Why interest rates are coming down despite the increasing base rate ❗His predictions for the future of the mortgage market over the next 6 months ❗Why you shouldn’t wait until the mortgage rates reduce before investing ❗The opportunity available to investors right now For anyone who is looking at getting a mortgage or may be looking to remortgage their property, this is a must-watch! Enjoy!

Creating financial security for your future is so important, now more than ever, but it is often something many people put off until it is too late. Today we are joined by a friend and fellow investor Huw Davies, who runs a YouTube and Instagram account, @Huwsview, aimed at simplifying finance topics for ordinary people. As an advocate for investing and creating financial security, it was really great to be able to sit down with Huw and discuss our own journeys, as well as share some great advice on what you can do to achieve financial freedom. Enjoy!

With all the media coverage and speculation, it’s understandable that people feel uncertain about whether now is the right time to be investing in property But, to put it bluntly, the majority of these opinions are UNEDUCATED & UNSOLICITED and come from people that are fearful or just don’t want you to have financial independence (after all, it isn’t in the interest of the powers that be) So to help break through the noise, we had a chat with our friend Bob Singh from Chess Mortgages.

In 2023, the costs of owning a buy-to-let property have increased. But it's not all bad news. Uncertainty creates opportunities and there are opportunities to be had - you just need to change your strategy. In our latest podcast episode, we discuss why the market has changed, how you can take advantage of it and how you need to adapt your investing strategy to the changing market so you can make a success of your property investments.

Being a little apprehensive when considering your first property purchase is not unusual. Indeed, sometimes it can actually be beneficial to heighten your awareness and help you avoid potential pitfalls and errors. However, this nervous feeling can get to the point where it takes over your decision-making ability and you get caught in a loop of analysis paralysis! You may even start to consider putting off the purchase altogether. In these circumstances, fear is no longer your ally, but your enemy. Listen to our latest podcast as we give you a few steps you can take to overcome this apprehension.

In our latest podcast, we are going to talk to you about what’s going on in the property market and where the opportunities are right now. It’s a quick episode, but well worth a listen if you’re looking to get your hands on a good deal!

Thanks to the media coverage speculating on everything from inflation to a property market crash, a question that we’ve been asked quite a lot recently is should you be investing in property in 2023? So in our latest podcast, we thought we would give you our take on why property is still a solid investment strategy in 2023 and the challenges you also need to consider.

One of the biggest reasons many of our clients want to invest in buy-to-let property is for their children. In today's podcast, we talk to Rakesh about how investing in buy-to-let properties is changing his children's lives and providing financial security for their future.

With the increase in mortgage interest rates putting a squeeze on the rental returns, some people are questioning whether it’s still worth investing in property. Join us in today's podcast as we take a look at the different kinds of returns available in property and explain why capital growth is key, when it comes to investing for the long term.

In today's podcast, we give you our view on how the rising interest rates and inflation will affect the UK property market and what that means for property investors, along with 5 things you can do to ride this opportunity

"Is it not just easier and quicker to just flip a property and make some quick money?"❓ Today we discuss this ever-popular property investment strategy and why it's not for us. In today's episode we delve deeper into why we don't flip properties and why we believe property investing is a long-term game!

Today we are speaking to husband and wife team Tushar and Anika from London. After accumulating additional savings, they approached us in 2020 to help them invest in the Leeds buy to let property market, with the aim of making a higher return than what the banks were offering them. We recently spoke to them about their unique story, what their journey investing with us was like and how investing in BTL property is helping them. Listen along to see if you can relate to their story too.

Dilan purchased 2 Buy to Let (BTL) properties in Leeds with Lifestyle Property People and we spoke to him about his unique story, what his journey with us was like, from start to finish, and how his BTL properties are benefitting him. We feel thoroughly inspired by his unique outlook on life and we have no doubt that you will too.